Guides

The equipment you have in your business is literally part of the furniture, assets that you take for granted in your everyday operations, and if you have an on-going loan agreement for your machinery it is something you make ignore letting it run in the background. Why think about it? Well, through equipment and machinery refinance you might be able to unlock dormant capital tied up in your existing equipment assets! Depending on the assets you have this capital could run from a few hundred pounds to millions. Should the value of the equipment exceed the value of any associated...

When choosing a new office space and pushing the button on that commercial mortgage, there is more to consider than the simple bricks and mortar aspects of the property. Purchasing and creating the right environment can be a real boost for staff productivity, and even this is so much more than colour schemes and nice furniture. Regardless of fashion and trends, understanding how the space you create affects employee health and well being could be the key to unlocking business success. Here are some aspects to consider when purchasing and planning your office space: Use natural light What is the...

2020 is not like other years, for everyone, but especially for businesses. The changing economic scenarios and the realities of lockdown life have forced many business owners to adapt to new ways of working, and technology is undoubtedly at the heart of these changes. Companies may find themselves needing new IT assets and equipment to enact the changes they need to make the business survive and thrive, moving to an entirely remote workforce for example, but not have the fund to do. That is where the wide range of IT finance options come into play. Having a solid IT strategy...

Businesses often chose to refinance a loan agreement when interest rates have substantially changed to help make savings on repayments under a new agreement. They revise the terms of the old credit arrangement, interest rate or payment schedule. How does refinance work? Refinancing is when your credit terms and credit status are reevaluated to seek a new credit agreement. In business, this is typically for mortgage loans on commercial property or payments on financed commercial vehicles. For consumers, refinance is often undertaken on car loans, mortgages and motorhome purchases. The reasons that people chose to refinance vary but, commonly, it...

With the Covid-19 lockdown in the UK forcing many businesses into completely remote work, many are questioning whether this can be adopted full time, as they have seen how this can be done successfully. However, we are already starting to see businesses take the plunge into a completely remote workforce, citing the success during lockdown and cost-savings, without proper planning and consideration for how this will impact the business when things go back to “normal”. Considering how things have operated during lockdown may give a false impression of success. Many workers have pointed out that they have gone above and...