Guides

Commercial fleet finance options explained

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Commercial fleet finance options explained

When looking to start building a commercial vehicle fleet, or build on an existing fleet with new vehicles, it is unlikely that you'll have the excess working capital to buy vehicles outright! In most cases, businesses will be looking for some form of finance to help build their fleet. The world of commercial vehicle finance is full of jargon and options. This guide cuts through the jargon and gives you what you need to know about financing a commercial fleet. These are your commercial fleet finance options explained: Contract hire and contract purchase This is a very popular finance option....

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Boat owner legal requirements explained

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Boat owner legal requirements explained

Owning a boat is a dream for many people. The freedom of the open water, the tranquillity of life on canals, the wildlife, the detachment from the hustle and bustle of city life – it is so appealing. When buying a boat there is so much more to arrange and consider than simply what vessel to purchase. There are several safety and legal requirements that you need to meet to legally take your boat out on the water. What is classed as a boat? The legal definition of a “boat” is: any vessel with or without a motor, such as...

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The Real Costs Of Owning Classic And Sport Cars

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The Real Costs Of Owning Classic And Sport Cars

Like all other types of car, collectable classic and sport cars have obvious costs like fuel (some aren't exactly fuel-efficient) and insurance but because of their age and special status, there are several other costs you will need to consider. The real costs of owning classic and sport cars are more complicated than those with modern, new cars. As a general rule, you should assume that older classic and heritage vehicles will cost more to maintain and keep running. Here are some things that might cost you money with your classic car: Scheduled maintenance and servicing costs If you keep...

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Motorhome insurance – a guide

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Motorhome insurance – a guide

You’ve succeeded in buying a motorhome that is perfect for you and your family, and you’re ready to head off but there is one more thing you need to have in place before setting off. You need motorhome insurance to protect your vehicle and your family from any problems or accidents. Don’t know where to start? Read on: Why do I need motorhome insurance? Like all other vehicles, insuring your motorhome is a legal requirement – you have to do it! But aside from that, you don't want your trip ruined by an accident, loss, theft or any other damage....

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What Brexit means for rural finance

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What Brexit means for rural finance

On 31st January 2020, the UK left the European Union entering into an 11-month “transition period” to replace the legislation, trade deals and financial support that came as part of the union. With nothing set in stone for many industries, this is a period of uncertainty and concern for the future, with them having to prepare for all eventualities. Rural industries and farming is an area of business that is feeling the Brexit uncertainty the most. Since 1972, farmers and rural workers have relied heavily on subsidies from the EU as Britain was a net contributor. And these subsidies were hugely...

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