Guides

The future of farming and rural finance

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The future of farming and rural finance

During summer 2020, farming and rural industries in the UK have entered a period of unprecedented challenge and change. Hit with the realities of pandemic lockdown and the country’s full departure from the European Union in January 2021, there is much uncertainty about the future of the industry. If you take the food area of the industry alone, it is central to our society, with one in eight of us earning a living in this sector. Demand is high for quality food, while Brexit has reduced the number of EU migrant workers to pick the produce. In April 2020, the...

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Commercial fleet finance options explained

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Commercial fleet finance options explained

When looking to start building a commercial vehicle fleet, or build on an existing fleet with new vehicles, it is unlikely that you'll have the excess working capital to buy vehicles outright! In most cases, businesses will be looking for some form of finance to help build their fleet. The world of commercial vehicle finance is full of jargon and options. This guide cuts through the jargon and gives you what you need to know about financing a commercial fleet. These are your commercial fleet finance options explained: Contract hire and contract purchase This is a very popular finance option....

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Boat owner legal requirements explained

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Boat owner legal requirements explained

Owning a boat is a dream for many people. The freedom of the open water, the tranquillity of life on canals, the wildlife, the detachment from the hustle and bustle of city life – it is so appealing. When buying a boat there is so much more to arrange and consider than simply what vessel to purchase. There are several safety and legal requirements that you need to meet to legally take your boat out on the water. What is classed as a boat? The legal definition of a “boat” is: any vessel with or without a motor, such as...

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The Real Costs Of Owning Classic And Sport Cars

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The Real Costs Of Owning Classic And Sport Cars

Like all other types of car, collectable classic and sport cars have obvious costs like fuel (some aren't exactly fuel-efficient) and insurance but because of their age and special status, there are several other costs you will need to consider. The real costs of owning classic and sport cars are more complicated than those with modern, new cars. As a general rule, you should assume that older classic and heritage vehicles will cost more to maintain and keep running. Here are some things that might cost you money with your classic car: Scheduled maintenance and servicing costs If you keep...

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Motorhome insurance – a guide

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Motorhome insurance – a guide

You’ve succeeded in buying a motorhome that is perfect for you and your family, and you’re ready to head off but there is one more thing you need to have in place before setting off. You need motorhome insurance to protect your vehicle and your family from any problems or accidents. Don’t know where to start? Read on: Why do I need motorhome insurance? Like all other vehicles, insuring your motorhome is a legal requirement – you have to do it! But aside from that, you don't want your trip ruined by an accident, loss, theft or any other damage....

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